Real estate executive Frank Norton Jr. presented 10 steps to an economic “game plan for the next four years, a game plan for challenging times, a game plan for opportunity, a game plan for North Georgia” at his annual Native Intelligence report Thursday at the Gainesville Civic Center. In the plan, Norton advised an audience of at least 350 people to buy strategically and think long term, recognize the reality that the market contraction is not yet over, anticipate higher taxes, consider a shelter for their homes and businesses and spend money wisely. “We are all hoarding more, spending less.