"Never let a serious crisis go to waste," said President Barack Obama's Chief of Staff, Rahm Emanuel, after Obama won the election in November of last year.

I think he had the right idea, but, of course, the wrong approach.

These hard economic times are indeed challenging and there are no easy and painless solutions. However, this period offers great opportunity as well. For us to become the people we were meant to be, occasionally we must endure some affliction.

I'm no economist; my education is in physics and mathematics. However, I do know a bit about personal finances and operating a working household budget. I also know that hard financial times weigh heavily on individuals and families alike. Financial stress is consistently one of the top reasons given for divorce. (A January 2008 Reuters report listed it second behind abuse.)

Don't be surprised if you see many of the marriages around you struggling during this global financial downturn. Sadly, I believe we are likely to see a significant increase in the U.S. divorce rate as this recession drags on. It is human nature to want to run from difficult times such as we currently face.

Of course, such behaviors offer no real solutions. I propose that a bit of American history offers some wise and interesting insight into how we as a nation should approach the financial problems that we face.

After the long and hard fought battle for independence with Great Britain, the 13 states set about the business of truly uniting themselves. The Constitutional Convention of 1787, originally convened to strengthen the Articles of Confederation which had loosely knit the 13 states together, soon focused on drafting a whole new constitution.

Amazingly, as Peter Marshall and David Manuel write in The Light and the Glory, "It was the first time in history that men had ever had the opportunity to freely write a new constitution for their own government."

The task proved more difficult than our founders had imagined. There were many disputes between the states, and some ran deep. Unsurprisingly, some of these disputes were financial. During the war effort, Congress had to beg some of the states for financial support. After the war ended, some states refused to pay any of their share of the war debt.

Vindictive states began raising and lowering their tariffs and coining their own money. Some even sent their own ambassadors to other nations, seeking trade agreements. The states were anything but "united."

George Washington began a letter-writing campaign urging those in position to get about the business of preserving the union. The result was the 1787 Constitutional Convention.

Things did not begin well. The Northern states wanted representation based on population; the less populous but agriculturally hardy Southern states wanted representation based on land under cultivation. This debate grew so bitter that some delegates went home in disgust.

According to James Madison's detailed records, about five weeks into the convention, the wisdom of Benjamin Franklin prevailed. In a powerful and moving address to Congress he stated, "In this situation of this Assembly, groping as it were in the dark to find political truth, and scarce able to distinguish it when presented to us, how has it happened, Sir, that we have not hitherto once thought of humbly applying to the Father of lights to illuminate our understanding."

He continued, "In the beginning of the Contest with Great Britain, when we were sensible of danger, we had daily prayer in this room for the Divine protection. Our prayers, Sir, were heard, and they were graciously answered."

Franklin concluded, "I have lived, Sir, a long time, and the longer I live, the more convincing proofs I see of this truth — that God Governs in the affairs of men. And if a sparrow cannot fall to the ground without His notice, is it probable that an empire can rise without His aid?"

After Franklin's speech, James Madison moved, and Roger Sherman seconded, that Dr. Franklin's appeal for prayer be enacted. We all know the results.

There you have it. The answer to our nation's current (and every) plight: humble prayer to the Creator of all things. Let it be noted that God himself never let a crisis "go to waste."

What better opportunity to reveal Himself to so many who seem to have forgotten that He was ever there.

Trevor Thomas is a Gainesville resident and frequent columnist; Web site. His columns appear regularly.