A lack of affordable housing in the area continues to be a topic of much discussion, as evidenced by an Urban Land Institute’s study conducted last year at the behest of the United Way that we reported on Dec. 29. That study found that more than 40% of the county’s residents are unable to afford a house costing $135,000, while virtually all new homes being constructed cost more than $200,000.The findings of the report come as no surprise.