Blue Cross and Blue Shield of Georgia Healthcare Plan won’t be available in 2018 for Hall County residents insured through the Affordable Care Act federal exchange. Also, those who have individual policies would have to shop elsewhere. “So, even those individuals who purchased policies and got the Point of Service network that is in-network with (Northeast Georgia Medical Center) will be affected,” said Brett Fowler of Gainesville insurance firm Turner, Wood & Smith. However, “those that have employer-sponsored coverage, whether it be small group or large group, will not be affected,” he said, adding that some 200,000 Blue Cross members will lose coverage in Georgia. Beginning Jan. 1, the insurer will offer marketplace plans in 85 mostly rural Georgia counties “that might not otherwise have access to health insurance coverage,” Blue Cross and Blue Shield of Georgia President Jeff Fusile said in a statement on the company’s website.