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Couple pull signs after mortgage battle
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The signs are down and the battle is over with the mortgage company.

Tiffany and Mike Miller of Oakwood signed papers for a new modified loan with Chase last week, and the couple has pulled signs - including a 25-foot banner draped across the roof of their home - declaring the company was trying to "steal" their Railroad Street home.

"People are starting to stand up to (lenders) and (saying), ‘Hey, stop, you're not doing what is best for your consumers,' " Tiffany said Sunday afternoon. "I would love to see more people stand up for their homes and not walk away from them, like so many people we know who have."

The Millers, facing a Dec. 7 foreclosure, began trying to get a modification loan nearly two years ago, after Tiffany was struck by a severe central nervous system disorder and eventually had to quit work. At the same time, the recession took its toll on Mike, self-employed in the flooring business.

"We did not live beyond our means," Tiffany said.

The couple, however, was having trouble "keeping up with normal living expenses," Mike said.

Concerned about making future house payments, they contacted Chase, which told them they needed to be at least three months behind on payments before the company could help them.

The Millers went into default and ended up making a temporary payment for the next 18 months. Chase finally offered a modified loan, but the payment was higher than the original one they were making.

On Nov. 2, the couple learned their house - where they have lived for 10 years - was in foreclosure and would be sold on Dec. 7.

In a rarely seen act, even as foreclosures are way up, the Millers posted their signs.

"Why is the sign on the house? Because we have raised our children not to tolerate bullying and to always stand up for themselves, and that is what we are doing," Tiffany said in an earlier interview.

When contacted about the matter, Nancy Norris, a Chase spokeswoman who covers Georgia, said the company's executive office would look into the case to make sure that everything was "being done properly."

"We want to avoid foreclosure any possible way we can," she said.

The new loan features payments the couple can afford, Tiffany said.

The Millers are planning a new sign to post at their house - this one carrying a much happier message.

"I'm going to put up something to the effect that (the battle) is over and ‘thank you' to everyone who helped save our home," Tiffany said.