HABITAT FOR HUMANITY Requirements • Meet Department of Housing and Urban Development income requirements • Demonstrate a need for improved housing • Put in what Habitat Executive Director Ann Nixon calls "sweat equity," which includes committing to hundreds of hours of labor to build others’ homes and their own, as well as complete 30 hours of financial education and home maintenance instruction. How it works For qualified recipients, the property is sold at cost, or without profit to Habitat, and buyers receive a zero-interest mortgage. For more information, call 770-718-1070.