• Meet Department of Housing and Urban Development income requirements
• Demonstrate a need for improved housing
• Put in what Habitat Executive Director Ann Nixon calls "sweat equity," which includes committing to hundreds of hours of labor to build others’ homes and their own, as well as complete 30 hours of financial education and home maintenance instruction.
How it works
For qualified recipients, the property is sold at cost, or without profit to Habitat, and buyers receive a zero-interest mortgage. For more information, call 770-718-1070.
Since 2009, nearly 60 abandoned or foreclosed homes in Hall County have been purchased, renovated and sold to low-income families under the federal grant-funded Neighborhood Stabilization Program. Hall County government operates the program, sometimes partnering with Habitat for Humanity.
Public housing options in Gainesville range from large complexes with up to five-bedroom apartments to smaller single-bedroom units. There are currently 494 units in the city. About 800 families are on the waiting list.
CITY OF GAINESVILLE ASSISTANCE
Down payment help
Funds up to $14,999 are available to assist qualified homebuyers with down-payment and closing costs associated with purchasing a home in Gainesville. If the homeowner lives in the home for six years as their primary residence, funds don’t have to be paid back.
Plans for affordable housing construction
Plans are underway to build six affordable single-family homes on land off of Martin Luther King Jr. Boulevard in Gainesville. A $1 million grant will facilitate construction, and proceeds from sales of these homes will be pumped back into the city housing program and used to build more affordable homes. Gainesville Housing Manager Chris Davis said the homes will be sold to buyers based on strict income limits, and will be priced from the $130,000s.
Davis said the project will help stabilize the neighborhood through home ownership and increased property values. For more information, contact Davis at 770-531-6581 or firstname.lastname@example.org or Theresa Dyer at 770-538-4494 or email@example.com.
Eligibility for the Housing Choice Voucher program, or Section 8, is based on several factors, including the family’s income and eligible citizenship status.
How it works
The voucher program provides a rental subsidy to assist low-income individuals and families in renting safe, decent and affordable housing in the private rental market throughout Georgia Department of Community Affairs jurisdiction of 149 counties. The subsidy is given to eligible families who are selected from a waitlist.
How to apply
DCA will open the online waiting list preliminary application period Monday through Feb. 7. Applicants may log on to the wait list application. The application is available in both English and Spanish. Applicants requiring assistance in completing the preliminary application may call an application assistance phone line, which will be available 24 hours a day, at 888-858-6085.