By allowing ads to appear on this site, you support the local businesses who, in turn, support great journalism.
Your Views: Health care reform needed as insurance costs keep rising
Placeholder Image

Letters policy: Send by e-mail to (no attached files, please, which can contain viruses); fax to 770-532-0457; mail to The Times, P.O. Box 838, Gainesville, GA 30503; or click HERE for a form. Include full name, hometown and phone number for confirmation. They should be limited to one topic on issues of public interest and may be edited for content and length (limit of 500 words). Letters originating from other sources, those involving personal, business or legal disputes, poetry, expressions of faith or memorial tributes may be rejected. You may be limited to one letter per month, two on a single topic. Submitted items may be published in print, electronic or other forms. Letters, columns and cartoons express the opinions of the authors and not of The Times editorial board.

You might not need health care reform, but I do. I presently have a private policy with a $2,600 deductible, and I found out my premium just went up another $40 per month.

One might say, "It's that Obamacare." How wrong they would be. For more than five years, my premium has gone up $50 per month every year. I keep reducing my benefits so I can afford the monthly payment and not lose everything we have saved over the years should I get a catastrophic illness. Once again, I will make another call. I will increase my deductible to $5,000 a year and pray that I stay reasonably healthy.

My situation is not nearly as dire as some. My husband and I live on $72,000 per year and my health insurance is $4,200 per year; not so bad if it covered my care, but mostly it doesn't until I've paid $2,600 out of pocket, soon to be $5,000, plus another 30 percent in both cases. As insurance companies get richer and richer, I am just sitting here hoping not to get "too" sick.

It took a long, long, long time to get a health care bill. Please, no repeal, which would return us to the past; it would take us back to square one, with no hope at all. At least now, we have some hope.

Sybil Bradley