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You might not need health care reform, but I do. I presently have a private policy with a $2,600 deductible, and I found out my premium just went up another $40 per month.
One might say, "It's that Obamacare." How wrong they would be. For more than five years, my premium has gone up $50 per month every year. I keep reducing my benefits so I can afford the monthly payment and not lose everything we have saved over the years should I get a catastrophic illness. Once again, I will make another call. I will increase my deductible to $5,000 a year and pray that I stay reasonably healthy.
My situation is not nearly as dire as some. My husband and I live on $72,000 per year and my health insurance is $4,200 per year; not so bad if it covered my care, but mostly it doesn't until I've paid $2,600 out of pocket, soon to be $5,000, plus another 30 percent in both cases. As insurance companies get richer and richer, I am just sitting here hoping not to get "too" sick.
It took a long, long, long time to get a health care bill. Please, no repeal, which would return us to the past; it would take us back to square one, with no hope at all. At least now, we have some hope.